XPay - Mobile Banking E Wallet Platform

Send Money

Instant Transfers Between xPay Users

Experience the convenience of instant money transfers between xPay users. Our platform enables you to send money to friends, family, or anyone else with an xPay account quickly and securely. With real-time notifications and a user-friendly interface, transferring money has never been easier. Say goodbye to the hassle of cash and lengthy bank transfers, and enjoy seamless transactions with xPay.

Receive Money

Receive Payments with QR Codes

Simplify the way you receive money with xPay’s QR code feature. Whether you're at a coffee shop, a market, or simply sharing a meal with friends, receiving payments is as easy as sharing your unique QR code. The payer scans your code, enters the amount, and the money is transferred instantly to your xPay wallet. Enjoy the security and speed of cashless transactions with our innovative QR code system.

Add Money

Add Funds to Your xPay Wallet

Top up your xPay wallet effortlessly with multiple funding options. Choose between manual or automatic methods using reliable services like PayPal, Stripe, Flutterwave, and Tatum. Whether you prefer linking your bank account or using online payment systems, adding money to your xPay wallet is simple, secure, and fast. Keep your wallet loaded and ready for all your financial needs.

Money Out

Withdraw Funds to xPay Agents

Access your money anytime by withdrawing funds to xPay agents. Our extensive network of agents ensures that you can convert your digital funds to cash conveniently and securely. Whether you're traveling or need immediate access to cash, xPay agents are available to assist you, providing a smooth and hassle-free withdrawal experience.

Make Payment

Pay Merchants Directly with xPay

Streamline your shopping experience with xPay’s merchant payment feature. Pay for goods and services directly to xPay merchants with just a few taps on your mobile device. Our secure and efficient payment system supports a wide range of merchants, both online and offline. Enjoy the convenience of digital payments, eliminating the need for cash and ensuring safe transactions every time.

Withdraw

Withdraw Funds to Admin

Easily manage your funds by withdrawing money directly to the admin. Our system provides a secure and efficient way to access your money when you need it. Whether you're settling accounts or simply moving funds, xPay ensures your withdrawals are processed quickly and securely, giving you peace of mind and control over your finances.

Exchange Money

Wallet-to-Wallet Money Exchange

Convert currencies within your xPay wallet seamlessly with our wallet-to-wallet exchange feature. Whether you need to switch between different currencies for travel, shopping, or business, xPay provides a quick and secure way to exchange money. Benefit from competitive exchange rates and a user-friendly interface that makes managing multiple currencies a breeze.

Request Money

Request Funds from xPay Users

Simplify your finances by requesting money from other xPay users. Our intuitive request feature allows you to send a payment request with a few clicks. Whether you’re splitting a bill, borrowing money, or requesting payment for services, xPay makes it easy to manage and track your requests. Receive funds promptly and keep your financial interactions organized and transparent.

Virtual Card

Secure Virtual Cards for Online Transactions

Enhance your online shopping experience with xPay’s virtual card feature. Powered by trusted providers like Stripe, Strowallet, Flutterwave, and Sudo, our virtual cards offer a secure and flexible way to make online purchases. Protect your primary banking information while enjoying the convenience of instant card issuance. Manage your spending with ease and shop online with confidence using xPay virtual cards.

Gift Card

Buy Virtual Gift Cards

Discover the perfect gift with xPay’s virtual gift cards. Purchase gift cards for popular platforms such as Netflix, Google Play, and PUBG directly through your xPay account. Our selection of virtual gift cards offers something for everyone, making it easy to give the gift of choice. Instantly receive and redeem your gift cards, providing a convenient and thoughtful gifting solution.

Bill Pay

Pay Your Bills Effortlessly

Never miss a bill payment with xPay’s comprehensive bill pay feature. Easily settle your utility bills, including electricity, gas, and more, directly from your xPay wallet. Our system ensures timely payments and provides detailed records for your reference. Enjoy the convenience and reliability of managing all your bills in one place, giving you more time to focus on what matters most.

Mobile TopUp

Recharge Your Mobile Balance

Keep your mobile phone active and ready with xPay’s mobile top-up feature. Instantly recharge your mobile balance from your xPay wallet, supporting multiple carriers and offering flexible recharge amounts. Whether you’re at home or on the go, xPay ensures you stay connected with quick and easy mobile top-ups.

Statement

Comprehensive Transaction Statements

Stay on top of your finances with xPay’s detailed transaction statements. Access a comprehensive record of all your transactions, complete with advanced filtering options to find exactly what you need. Download your transaction history as a PDF for easy record-keeping and financial management. xPay’s statement feature helps you maintain transparency and control over your financial activities.

KYC Verification

Secure KYC Verification

Protect your account and comply with regulations through xPay’s KYC (Know Your Customer) verification process. Our manual verification system ensures the security of your identity and funds, providing peace of mind. Complete your KYC verification easily and securely, enhancing the safety and integrity of your xPay account.

2FA Security

Enhance Account Security with 2FA

Safeguard your xPay account with two-factor authentication (2FA). Using Google Authenticator, our 2FA feature adds an extra layer of security to your account, making it significantly harder for unauthorized users to access your funds. Enable 2FA and protect your financial information with xPay’s robust security measures.

Get Support

24/7 Customer Support

Receive the help you need, whenever you need it, with xPay’s dedicated customer support. Create support tickets or engage in real-time chat with our support team to resolve any issues or questions you may have. Our 24/7 customer support ensures that assistance is always available, providing a seamless and reliable support experience.